Los Alamitos Mortgage
Los Alamitos Reverse Mortgage
Los Alamitos Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Los Alamitos. Our Brokers will pre-qualify you using all three major credit bureaus to buy Los Alamitos real estate. Mortgage interest rates are the best ever and you can qualify for Los Alamitos home loans.

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Call us for an appointment (949)481-9026

About Los Alamitos

Located in Northern Orange County, Los Alamitos has its roots in sugar beet farming. Although the crops failed after an insect infestation in the 1920’s, the town continued to grow. During WWII the US Naval Air Base training station was moved to the city; the base continues as a reserve support center for US military, and takes up nearly half of the city today. Various community events are enjoyed in Los Alamitos, including the Annual 10K/5K Run and the Wings, Wheels and Rotors Expo. The Los Alamitos Race Track is also a favorite destination.

Los Alamitos Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Los Alamitos Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Los Alamitos Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Los Alamitos FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.