Mission Viejo Mortgage
Mission Viejo Reverse Mortgage
Mission Viejo Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Mission Viejo. Our Brokers will pre-qualify you using all three major credit bureaus to buy Mission Viejo real estate. Mortgage interest rates are the best ever and you can qualify for Mission Viejo home loans.

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Call us for an appointment (949)481-9026

About Mission Viejo

Located in South Orange County, Mission Viejo is a planned community that once had cattle grazing on its hillsides. The land was purchased from the O’Neill family nearly half a century ago, and the first homes were built in 1966. By the late 80’s, Mission Viejo became a city, and now houses almost 100,000 residents. Locals enjoy activities at the Mission Viejo Lake, shopping at The Shops at Mission Viejo and the Kaleidoscope Courtyard, and their biggest celebration of the year at the July 4th Street Fair. The community is also proud of their world renowned Nadadores swim team and Saddleback Community College, which offers some of the best courses in the county.

Mission Viejo Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Mission Viejo Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Mission Viejo Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Mission Viejo FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.