Newport Coast Mortgage
Newport Coast Reverse Mortgage
Newport Coast Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Newport Coast. Our Brokers will pre-qualify you using all three major credit bureaus to buy Newport Coast real estate. Mortgage interest rates are the best ever and you can qualify for Newport Coast home loans.

We will come to you!
Call us for an appointment (949)481-9026

About Newport Coast

Located southeast of Newport Beach, Newport Coast is a dream for home buyers and property owners. This community was developed in the 80’s and is known for its ocean views, natural beauty, and wide open spaces. One of the city’s biggest draws is Pelican Hill, a world class golf club. Pelican Hill offers two exquisite course choices, tasty gourmet, and first class living at the Four Seasons Hotel.

Newport Coast Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Newport Coast Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Newport Coast Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Newport Coast FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.