Placentia Mortgage
Placentia Reverse Mortgage
Placentia Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Placentia. Our Brokers will pre-qualify you using all three major credit bureaus to buy Placentia real estate. Mortgage interest rates are the best ever and you can qualify for Placentia home loans.

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Call us for an appointment (949)481-9026

About Placentia

Placentia was home to Orange County’s very first orange grove. Placentia attracted its first mass of residents after oil was found in 1919. When Placentia became a city in the 20’s, it was called “the baby city” because it was the smallest in the county at the time. The commercial orange trees are gone now, but the city’s history can still be seen in the oldest building in Placentia: the George Key Ranch. The ranch has its own orange grove, botanical garden, and glimpse of life as a farmer at the turn of the century. Today, this quaint little town is home to about 50,000.

Placentia Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Placentia Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Placentia Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Placentia FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.