San Clemente Mortgage
San Clemente Reverse Mortgage
San Clemente Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and San Clemente. Our Brokers will pre-qualify you using all three major credit bureaus to buy San Clemente real estate. Mortgage interest rates are the best ever and you can qualify for San Clemente home loans.

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Call us for an appointment (949)481-9026

About San Clemente

San Clemente was purchased by Ole Hanson, a developer, in 1926 for 1 million dollars. He created a Spanish-style city with beachfront appeal and a small town feel. The characteristic white stucco houses with red tile roofs are coveted property in Orange County, with their fantastic ocean views. The San Clemente Pier and the Avenida Del Mar are mainstays, attracting locals and tourists alike. The city holds numerous annual festivals to celebrate their vibrant and unique community, including the Dixieland Jazz Fest in May and the San Clemente Sea Fest in October. San Clemente, the southernmost city in OC, was once home to former president Nixon and has over 60,000 residents today.

San Clemente Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

San Clemente Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

San Clemente Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

San Clemente FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.