San Juan Capistrano Mortgage
San Juan Capistrano Reverse Mortgage
San Juan Capistrano Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and San Juan Capistrano. Our Brokers will pre-qualify you using all three major credit bureaus to buy San Juan Capistrano real estate. Mortgage interest rates are the best ever and you can qualify for San Juan Capistrano home loans.

We will come to you!
Call us for an appointment (949)481-9026

About San Juan Capistrano

San Juan Capistrano’s roots can easily be traced back to the mission sharing its name built in 1776 by Father Junipero Serra. The mission still stands today and serves as a living history. Today, the city (incorporated in the 1960’s) reflects this rich ancestry in its architecture and its people. The Return of the Swallows in March of every year is a world famous event; there is 3 weeks of celebration and, of course, the homecoming of the swallows after their flight from Argentina. Residents and visitors also enjoy the 8,000 acre protected wilderness park, characterized by canyons and streams, which can be explored on foot or horseback.

San Juan Capistrano Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

San Juan Capistrano Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

San Juan Capistrano Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

San Juan Capistrano FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.