Santa Ana Mortgage
Santa Ana Reverse Mortgage
Santa Ana Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Santa Ana. Our Brokers will pre-qualify you using all three major credit bureaus to buy Santa Ana real estate. Mortgage interest rates are the best ever and you can qualify for Santa Ana home loans.

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Call us for an appointment (949)481-9026

About Santa Ana

Over a century ago, Santa Ana was no more than a mustard field. Founder William H. Spurgeon bought the land and started to build a community, complete with a courthouse that can still be visited today. In the city’s infancy, it was the political center of the county. Although it experienced some economic and social problems in the 1960’s, Santa Ana is making a comeback. The Main Place shopping center is a popular stop, as is the Santa Ana Zoo, the Discovery Science Center, and the Bowers Museums. The population has far surpassed the 300,000 mark, and the city’s diversity is well known and celebrated.

Santa Ana Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Santa Ana Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Santa Ana Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Santa Ana FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.