Seal Beach Mortgage
Seal Beach Reverse Mortgage
Seal Beach Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Seal Beach. Our Brokers will pre-qualify you using all three major credit bureaus to buy Seal Beach real estate. Mortgage interest rates are the best ever and you can qualify for Seal Beach home loans.

We will come to you!
Call us for an appointment (949)481-9026

About Seal Beach

Seal Beach, previously named Bay City, was given its name for the seals that could once be seen playing along its shore. In its youth, Seal Beach was a vivacious town, complete with a roller coaster with an ocean view and a dance pavilion. These landmarks have since disappeared, but what remained was a city with tremendous growth potential. Evidence of the city’s history can be found at the Red Car Museum and Seal Beach’s natural beauty can be clearly seen at their National Wildlife Refuge. Seal Beach is the northernmost coastal city in Orange County, and is known for being a peaceful community for its 25,000 residents.

Seal Beach Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Seal Beach Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Seal Beach Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Seal Beach FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.