Talega Mortgage
Talega Reverse Mortgage
Talega Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Talega. Our Brokers will pre-qualify you using all three major credit bureaus to buy Talega real estate. Mortgage interest rates are the best ever and you can qualify for Talega home loans.

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Call us for an appointment (949)481-9026

About Talega

Talega is a planned community perched on the coast of San Clemente. Residents rave about the beautiful views and the Talega Golf Club, a favorite golf destination in the county. Talega even has its own swim team, the Tiger Sharks, which practices at Liberty Park. Families enjoy the swim and athletics club, which is popular for swimming, tennis, rollerblading, volleyball and basketball.

Talega Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Talega Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Talega Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Talega FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.