Westminster Mortgage
Westminster Reverse Mortgage
Westminster Refinance

HomeLoansOrangeCountyWholesale.com

First Equitable Financial offers wholesale rates for a mortgage and refinance loans throughout Orange County California and Westminster. Our Brokers will pre-qualify you using all three major credit bureaus to buy Westminster real estate. Mortgage interest rates are the best ever and you can qualify for Westminster home loans.

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Call us for an appointment (949)481-9026

About Westminster

Westminster was just another agricultural community until WWII when the farms were replaced with shipyards and aircraft factories. Ample housing opportunities in the area was a strong draw for workers in the Los Angeles area; Westminster’s population steadily increased following its incorporation as an Orange County city in the late 50’s. Today, Westminster is known as “Little Saigon” and is home to the largest Vietnamese population in the US. The Westminster Mall is also a popular destination for residents.

Westminster Fixed Rate Mortgages

This is the most common type of mortgage program. Your monthly payments for interest and principal never change. Property taxes and homeowners insurance may increase, but generally your monthly payments will be very stable.

Westminster Adjustable Rate Mortgages

These loans generally begin with an interest rate that is 2-3 percent below a comparable fixed rate mortgage, and could allow you to buy a more expensive home. However, the interest rate changes at specified intervals (for example, every year) depending on changing market conditions; if interest rates go up, your monthly mortgage payment will go up, too. However, if rates go down, your mortgage payment will drop also.

Westminster Reverse Mortgage

A reverse mortgage is a special type of loan made to older homeowners to enable them to convert the equity in their home to cash to finance living expenses, home improvements, in-home health care, or other needs. With a reverse mortgage, the payment stream is "reversed." That is, payments are made by the lender to the borrower, rather than monthly repayments by the borrower to the lender, as occurs with a regular home purchase mortgage.

Westminster FHA and VA Mortgage Loans

There are many factors to consider when applying for a government loan. We will be by your side every step of the way. Below is some helpful information to help get you started.